Area codes
Maximum Age Relative to Travel Area
Area 3 (Single Trip Only) United Kingdom
United Kingdom means England, Scotland, Wales, Northern Ireland, The Isle of Man and the Channel Islands.
(Area 3 is not available as a standalone Annual Multi- Trip policy)
Age at purchase date - Single trip –
Standard, Standard Plus and Bronze – 75
Silver and Silver Plus – 75
Gold - 75
Platinum - 75
Area 4 Europe (Single and Annual Multi-Trip policies)
Europe means all countries to the west of the Ural Mountains, islands in the Mediterranean, Morocco,
Algeria, Tunisia, Turkey, the Canary Islands, Madeira, the Azores, Iceland and Egypt.
A European Single or Annual Multi-Trip policy includes all countries covered by Areas 3 and 4
Age at purchase date - Single trip –
Standard, Standard Plus and Bronze – 75
Silver and Silver Plus – 75
Gold - 75
Platinum - 75
Age at policy start date – Annual Multi Trip –
Standard, Standard Plus and Bronze – 65
Silver and Silver Plus – 65
Gold - 65
Platinum - 65
Area 5 (Single Trip Only) Australia and New Zealand
Australia and New Zealand means all states in Australia and New Zealand (North and South Island)
(Area 5 is not available as a standalone Annual Multi-Trip policy and provides cover for Australia and New
Zealand only)
Age at purchase date - Single trip –
Standard, Standard Plus and Bronze – 75
Silver and Silver Plus – 75
Gold - 75
Platinum - 75
Area 6 (Single and Annual Multi-Trip policies)
Worldwide (exc. USA, Canada and Caribbean) means any country excluding the USA, Canada and the Caribbean.
A Worldwide (exc. USA, Canada and the Caribbean) Single or Annual Multi-Trip policy includes all countries
covered by Areas 3, 4, 5 and 6.
Age at purchase date - Single trip –
Standard, Standard Plus and Bronze – 75
Silver and Silver Plus – 75
Gold - 75
Platinum - 75
Age at policy start date – Annual Multi Trip –
Standard, Standard Plus and Bronze – 65
Silver and Silver Plus – 65
Gold - 65
Platinum - 65
Area 7 (Single and Annual Multi-Trip policies)
Worldwide, (inc. USA, Canada and Caribbean) means any country in the world.
A Worldwide, (inc, USA, Canada and the Caribbean) Single or Annual Multi-Trip policy includes all countries
covered by Areas 3, 4, 5, 6 and 7.
Age at purchase date - Single trip –
Standard, Standard Plus and Bronze – 75
Silver and Silver Plus – 75
Gold - 75
Platinum - 75
Age at policy start date – Annual Multi Trip –
Standard, Standard Plus and Bronze – 65
Silver and Silver Plus – 65
Gold - 65
Platinum - 65